01 / PROTECTION
Final Expense
Explore life insurance designed to help loved ones manage funeral, burial, and other end-of-life expenses.
Discuss final expense ↗LIFE INSURANCE & FINANCIAL PROTECTION
Protect what matters.
Plan with purpose.
Clear guidance. Thoughtful options. A more confident conversation about protecting the people and plans that matter most.
PERSONALIZED GUIDANCE · NO-PRESSURE CONVERSATIONS
OOBSIDIAN
FINANCIAL
FINANCIAL
01Understand
your priorities
your priorities
02Explore suitable
options
options
03Make an informed
decision
decision
COVERAGE & PLANNING
Solutions for the life
you're building.
Different people have different priorities. Explore common types of coverage and planning solutions, then talk through what may fit your circumstances.
02 / FAMILY
Family Protection
Consider how life insurance may help provide financial support for the people who depend on you.
Explore family coverage ↗03 / HOME
Mortgage Protection
Learn about coverage options that may help your family manage housing costs if you pass away.
Explore mortgage protection ↗04 / LONG-TERM
Life & Retirement Options
Discuss permanent life insurance, including indexed universal life, and annuity options where appropriate.
Start a planning conversation ↗Product availability, features, costs, and eligibility vary by carrier and state. Not every product is appropriate for every person.
THE OBSIDIAN APPROACH
Confidence begins
with a clear conversation.
Insurance can feel complicated. Our goal is to make the process easier to understand—starting with your goals, explaining available options, and giving you room to make a decision that feels right.
Schedule a Consultation ↗A SIMPLE PROCESS
Clarity at every step.
01
Start with you
Tell us what you want to protect, who matters to you, and what questions you have.
02
Review the options
Discuss available products, costs, limitations, and underwriting considerations.
03
Choose your next step
Move forward only when you understand the option and decide it meets your needs.
ABOUT OBSIDIAN FINANCIAL
Protection is personal.
Your plan should be, too.
Obsidian Financial is focused on helping individuals and families understand life insurance and related financial protection options. We believe good guidance starts by listening, explaining the details, and respecting your priorities.
Get to know your options ↗GOOD TO KNOW
Frequently asked
questions.
Does requesting information mean I have to buy a policy?
No. A request for information is simply a way to start a conversation. You can ask questions and decide whether you want to explore an application.
Are all products available in every state?
No. Product availability, policy provisions, and eligibility vary by state and insurance carrier.
Will I automatically qualify for coverage?
No. Depending on the product, an application may be subject to health questions, underwriting, review, and carrier approval.
How much coverage do I need?
That depends on your financial responsibilities, budget, existing coverage, and goals. An insurance professional can help you evaluate those factors.
YOUR NEXT STEP
Let's talk about
what matters to you.
Share a little about what you're looking for. A member of the team can follow up to discuss your questions and possible next steps.
✧ No obligation to apply or purchase.
Book a 30-Minute Appointment ↗
Prefer to schedule directly? Choose a time that works for you.